Common Eligible Medical Expenses for an HSA
Use the list below as a guideline to help you determine what expenses are eligible for your HSA funds. This is not an end-all list and does not guarantee reimbursement.
To see a full list, click here
- Abdominal Supports
- Acupuncture
- Air Conditioner*
- Alcoholism Treatment
- Ambulance
- Anesthetist
- Arch Supports
- Artificial Limbs
- Autoette
- Birth Control
- Birth Control Pills*
- Blood Tests
- Blood Transfusions
- Braces
- Cardiographs
- Chiropractor
- Christian Science Practitioner
- Contact Lenses
- Contraceptive Devices*
- Convalescent Home*
- Crutches
- Dental Treatment
- Dental X-rays
- Dentures
- Dermatologist
- Diagnostic Fees
- Diathermy
- Drug Addiction Therapy
- Drugs (prescription)
- Elastic Hosiery*
- Eyeglasses
- Fees Paid to Health Institute Prescribed by a Doctor
- FICA and FUTA Tax Paid for Medical Care Service
- Fluoridation Unit
- Guide Dog
- Gum Treatment
- Gynecologist
- Healing Services
- Hearing Aids and Batteries
- Hospital Bills
- Hydrotherapy
- Insulin Treatment
- Lab Tests
- Lead paint removal
- Legal Fees
- Lodging (away from home for outpatient care)
- Metabolism Tests
- Neurologist
- Nursing (including board and meals)
- Obstetrician
- Operating Room Costs
- Ophthalmologist
- Optician
- Optometrist
- Oral Surgery
- Organ Transplant (including donor's expenses)
- Orthopedic Shoes
- Orthopedist
- Osteopath
- Oxygen and Oxygen Equipment
- Pediatrician
- Physician
- Physiotherapist
- Podiatrist
- Postnatal Treatments
- Practical Nurse for Medical Services
- Prenatal Care
- Prescription Medicines
- Psychiatrist
- Psychoanalyst
- Psychologist
- Psychotherapy
- Radium Therapy
- Registered Nurse
- Special School Costs for the Handicapped
- Spinal Fluid Test
- Splints
- Sterilization
- Surgeon
- Telephone or TV Equipment to Assist the Hard-of-Hearing
- Therapy Equipment
- Transportation Expenses (relative to health care)
- Ultra-Violet Ray Treatment
- Vaccines
- Vasectomy
- Vitamins (if prescribed)
- Wheelchair
- X-rays
Examples of Ineligible Medical Expenses
- Advancement payment for services to be rendered next year
- Athletic club membership
- Automobile insurance premium allocable to medical coverage
- Boarding school fees
- Bottled water
- Commuting expenses of a disabled person
- Cosmetic surgery and procedures
- Cosmetics, hygiene products and similar items
- Funeral, cremation, or burial expenses
- Health programs offered by resort hotels, health clubs, and gyms
- Illegal operations and treatments
- Illegally procured drugs
- Maternity clothes
- Non-prescription medication
- Premiums for life insurance, income protection, disability, loss of limbs, sight or similar benefits
- Scientology counseling
- Social activities
- Special foods and beverages
- Specially designed car for the handicapped*
- Stop-smoking programs
- Swimming pool
- Travel for general health improvement
- Tuition and travel expenses for a problem child to attend a particular school
- Weight loss programs
